Lite Doc Loan
Different from the full doc loan, our lite doc loan is offer to the special type of customers. This type of customers is different than the W-2 or self-employed earners that can provide tax returns, W-2s, paystubs and other proof of income which have available to furnish to lenders.
Our Lite doc loans are the solutions for the people that have good credit but lack the proof of income.
Documents Needed for Lite Doc Loans
Income Verify Documents
We have two options.
If you are considering purchasing primary property, a VOE (Verification of employment) is required
If you are considering investing, the only thing that we consider is the rental income, which means your price should be high enough to cover your mortgage.
Benefits of a Lite Doc Loans
All we ask is the proof of earning for the borrowers.