The step-by-step mortgage guide walks you through each stage of the loan process to help you navigate your mortgage journey from application to getting the keys, so you’ll know what to expect, what’s required, and how to stay on track toward your home financing goals.
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Start off your loan journey by applying and getting a quick conditional approval. Check out the application checklist for the required documents to apply for the mortgage loan.
Following pre-approval, underwriting is where the underwriters thoroughly examines your application, income, assets and property details to ensure that everything meets the
Receiving a "clear to close" indicates that the mortgage loan has been approved and the loan process can move forward by scheduling a closing appointment.
Once all the final documents are signed at closing. The loan will be secured and funded, which marks the conclusion of the loan process.
